(URBANDALE) - RTS Tree Service in Clive told Local 5 that it's worth your time to check out your home owner's insurance policy to see what kind of damage is covered under your policy. Occasionally policies will cover downed tree limbs in your yard.
R.J. Uttenreuther said you are *not responsible if one of your tree limbs or trees falls into your neighbor's yard. Legally your responsibility ends at your lot line.
He siad it's important to shop around for the best service. "Don't be afraid to get multiple bids. Make sure they're insured. They should have no problem giving you an insurance binder to prove they are insured."
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