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Local 5 - weareiowa.com | Des Moines Local News & Weather | Des Moines, Iowa

How to navigate Healthcare.gov

Signing up for insurance on Healthcare.gov can be daunting.  Local 5’s Sabrina Ahmed went through the process.  Here’s everything you need...
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Signing up for insurance on Healthcare.gov can be daunting.  Local 5’s Sabrina Ahmed went through the process.  Here’s everything you need to know to sign up quickly:

How long will this take me?

Start by creating an account on the site.  It took us about 45 minutes from start to finish.  Depending on how busy the site is when you attempt to sign up, it might take longer for the pages to load.  Be sure you have all of the appropriate information about you, your spouse, your dependents, and anyone else who you are applying for.  That’ll make the process much faster.

What information do I need to have to get started?

You’ll need to upload documents to verify much of your personal information. Click here to find out how to upload those documents.

1)  Income estimate documents
2)  Immigration documents
3)  Citizenship documents
4)  Other issues

What if I don’t have access to a computer, or I don’t want to do this myself of the internet?

1)  You can apply by phone by contacting the Marketplace Call Center
2)  You can apply with in-person help.  Just enter your zip code to see where that help is.
3)  You can use an insurance agent or broker.  Enter your zip code to find a list near you.
4)  You can fill out the paper application and mail it in.  Download the application here, and find instructions here

How do I know if I qualify for subsidies?

In the application process, you will need to include your household information (marital status, dependents, income, etc.) and it will calculate how much of a subsidy you qualify for, if any. 

What’s the next step?

You’ll receive emails or letters in the mail detailing the additional information needed in order to complete your application.  Those inquiries could come from the government or your health insurance provider.  Once all appropriate information is provided and you are approved, you will be covered.  You must complete the application process before December 15, 2017 in order to get coverage by January 1, 2018.