BPT) - If you've been in the process of buying or selling a home this past year, or even considering it, you know it's been a seller's market for the most part. Inventory of homes available for sale has been low, creating more demand than the market can supply. Couple that with low interest rates, which make it a great time for prospective buyers to get more bang for their mortgage dollar, and you've got a marketplace in which buyers have been competing for nearly every listing.
(BPT) - Sponsored Ad Content from Vanderbilt Mortgage and Finance, Inc. A budget is an important tool for first-time homebuyers and current homeowners. Throw out any negative feeling you may have toward budgeting. We're here to tell you that budgeting is a great exercise, and can free your financial mind! A budget is meant to be a guide to where you should spend your monthly income.
(BPT) - Buying a home is an exciting process, but for many people it can also seem out of reach. While many renters would like to buy, there are several factors that may lead potential homebuyers to believe they may not be ready. These include credit score requirements, income and debt levels, and the common myth that a 20 percent down payment is needed. Here is some good news: Qualifying for a mortgage may not be so far out of reach.
During your home-buying search you find a home that you love, but you don't love its price. Before walking away from the home see if you can use these home-price negotiation tips to your advantage. -- Make sure the asking price is reasonable: Research other homes in the neighborhood to see if they are selling at similar prices. If the home you're looking at is significantly more expensive you might have some bargaining room.
(BPT) - If you're thinking of buying your first home, you've probably wrestled with the decision to rent or own your home -- and for good reason. Owning a home is a big commitment. With it comes a lot of responsibility and a long-term financial relationship. But which is right for you? To answer that, let's lean into the facts. The improving housing market
(BPT) - Moving into a new home is chaotic. You've got decorating to do, a neighborhood to explore, and a house to keep in tiptop shape. The last thing you need in the midst of all that commotion is the added headache of household pests like ants, cockroaches or rodents. With a few tips from Terminix, you can keep your move running smoothly and ensure no unexpected pests move in with you. Look for collecting water
Before you start the refinancing process, keep these tips in mind: -- Calculate how long it will take you to break even. There are often high costs associated with refinancing a mortgage. To find out if you're really saving in the long run, calculate how long it will take to recover the costs spent on the refinancing by figuring out how much you're actually saving a month.
(BPT) - Are you thinking of selling your house and want to know some of the best ways to boost your home's value, demand top dollar and potentially inspire a bidding war? Whether you're selling in a few months or a few years, there is one strategy that gets noticed in real estate markets across the United States: green home improvements.
(BPT) - Thinking of adding a deck? How about replacing the tired, worn siding on your house? Now that the weather is colder, it's the perfect time to curl up with a hot beverage and start planning your 2019 home projects so you can nail the budget and settle on the look you're after.
(BPT) - Changing households can be a time for new beginnings, fresh perspectives and boundless opportunities. But those good things tend to come after the moving process itself, which can take a lot of planning, organizing and old-fashioned elbow grease. And many people start the process unprepared.